{"id":2296,"date":"2018-08-21T11:59:07","date_gmt":"2018-08-21T16:59:07","guid":{"rendered":"http:\/\/www.employco.com\/blog\/?p=2296"},"modified":"2018-08-21T11:59:07","modified_gmt":"2018-08-21T16:59:07","slug":"why-blue-cross-is-slashing-the-cost-of-premiums-across-the-united-states","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2018\/08\/21\/why-blue-cross-is-slashing-the-cost-of-premiums-across-the-united-states\/","title":{"rendered":"Why Blue Cross is Slashing the Cost of Premiums Across the United States"},"content":{"rendered":"<p><em>Group employment expert explains what employers and employees need to know about the future pricing of the group health plan <\/em><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium\" src=\"http:\/\/www.employco.com\/images\/blog\/Blog_SlashingPremiums.png\" alt=\"Slashing Premiums\" width=\"400\" height=\"272\" \/>Blue Cross Blue Shield is proposing premium cuts in many states across America for 2019, with some states seeing as much as a 5% decrease or more. However, there could be more to this story than meets the eye.<\/p>\n<p>\u201cBlue Cross is cutting prices now because they over-estimated how much they needed to hike their premiums last year,\u201d explains Rob Wilson, President of Employco USA and group employment expert. \u201cThey set the rates too high, which is understandable as there was so much uncertainty over the fate of the Affordable Care Act and how President Trump would alter Obamacare. But, now that we have a clearer picture of the fate of the Affordable Care Act, Blue Cross can go back to rectify their initial over-estimation.\u201d<\/p>\n<p>Wilson says that, regardless of the cause, a decrease in premiums is nearly unheard of, and a hopeful sign of things to come.<\/p>\n<p>\u201cBlue Cross has not reduced the cost of their premiums in years,\u201d says Wilson. \u201cFor example, in Illinois, my home state, premiums have been going up every year, in some cases even jumping up by 17 percent such as in 2015. So, for people of Illinois to finally see price decreases is simply unprecedented.\u201d<\/p>\n<p>Wilson says even the states in which Blue Cross Blue Shield is proposing premium increases don\u2019t have to fear. \u201cNot every state is going to see a decrease in Blue Cross Blue Shield premiums in 2019, and some may even see an increase, but this increase will be very slight.\u201d<\/p>\n<p>For more on this topic, please contact Rob Wilson at\u00a0<a href=\"mailto:rwilson@thewilsoncompanies.com\">rwilson@thewilsoncompanies.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Group employment expert explains what employers and employees need to know about the future pricing of the group health plan Blue Cross Blue Shield is proposing premium cuts in many states across America for 2019, with some states seeing as&hellip;  <\/p>\n<p class=\"more-link\"><a href=\"https:\/\/www.employco.com\/blog\/2018\/08\/21\/why-blue-cross-is-slashing-the-cost-of-premiums-across-the-united-states\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[15,6],"tags":[],"class_list":["post-2296","post","type-post","status-publish","format-standard","hentry","category-affordable-care-act","category-health-insurance"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - 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Group\/Employer Plans - A recent survey of large employers by the Business Group on Health (BGH) revealed that U.S. employers predict a 9% increase in health care costs for 2026.\u2026","rel":"","context":"In &quot;HR Newsletter&quot;","block_context":{"text":"HR Newsletter","link":"https:\/\/www.employco.com\/blog\/category\/employco-in-the-news\/hr-newsletter\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":324,"url":"https:\/\/www.employco.com\/blog\/2017\/03\/13\/the-truth-about-health-insurance-penalty-within-the-american-health-care-act\/","url_meta":{"origin":2296,"position":3},"title":"The Truth About Health Insurance Penalty Within the American Health Care Act","author":"Employco USA","date":"March 13, 2017","format":false,"excerpt":"Group health insurance expert weighs in The American Health Care Act is President Trump\u2019s answer to President Obama\u2019s hotly-debated Affordable Care Act. While many political experts are excited about the new plan, others wonder if the proposed penalty is similar in nature to the dreaded Obamacare penalties, which many complained\u2026","rel":"","context":"In &quot;Affordable Care Act&quot;","block_context":{"text":"Affordable Care Act","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/affordable-care-act\/"},"img":{"alt_text":"American Health Care Act","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_American-Health-Care-Act.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":2303,"url":"https:\/\/www.employco.com\/blog\/2018\/08\/29\/study-employees-in-the-dark-about-their-healthcare-plans\/","url_meta":{"origin":2296,"position":4},"title":"Study: Employees in the Dark About Their Healthcare Plans","author":"Employco USA","date":"August 29, 2018","format":false,"excerpt":"Group employment expert explains new study and how it costs employers big-time A recent study found that 25 percent of employees do not understand the basics of their healthcare plan, while 32 percent are further confused by their plan\u2019s additional benefits. And, 67 percent say that they are given little\u2026","rel":"","context":"In &quot;Affordable Care Act&quot;","block_context":{"text":"Affordable Care Act","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/affordable-care-act\/"},"img":{"alt_text":"Insurance Confusion","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_InsuranceConfusion.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":2337,"url":"https:\/\/www.employco.com\/blog\/2018\/09\/26\/the-senate-will-soon-vote-on-reversing-a-critical-part-of-obamacare\/","url_meta":{"origin":2296,"position":5},"title":"The Senate Will Soon Vote on Reversing a Critical Part of Obamacare","author":"Employco USA","date":"September 26, 2018","format":false,"excerpt":"Group employment expert explains upcoming vote on H.R. 3798 and why it\u2019s a shame that more Americans aren\u2019t aware of this crucial bill The Senate could vote this week on a bill which would take apart a good deal of President Obama\u2019s Affordable Care Act, including a key piece of\u2026","rel":"","context":"In &quot;Affordable Care Act&quot;","block_context":{"text":"Affordable Care Act","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/affordable-care-act\/"},"img":{"alt_text":"ACA","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_ACA.png?resize=350%2C200","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/posts\/2296","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/comments?post=2296"}],"version-history":[{"count":1,"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/posts\/2296\/revisions"}],"predecessor-version":[{"id":2297,"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/posts\/2296\/revisions\/2297"}],"wp:attachment":[{"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/media?parent=2296"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/categories?post=2296"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.employco.com\/blog\/wp-json\/wp\/v2\/tags?post=2296"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}