{"id":271,"date":"2016-12-08T20:29:07","date_gmt":"2016-12-09T02:29:07","guid":{"rendered":"https:\/\/employcoblog.wordpress.com\/?p=271"},"modified":"2017-07-07T14:41:39","modified_gmt":"2017-07-07T19:41:39","slug":"the-health-insurance-gaps-that-could-cost-you","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/","title":{"rendered":"The Health Insurance Gaps That Could Cost You"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-300 alignleft\" src=\"http:\/\/192.168.1.62\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280.jpg?w=300\" alt=\"doctor-563428_1280\" width=\"300\" height=\"200\" srcset=\"https:\/\/www.employco.com\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280.jpg 1280w, https:\/\/www.employco.com\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280-300x200.jpg 300w, https:\/\/www.employco.com\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280-768x512.jpg 768w, https:\/\/www.employco.com\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280-1024x682.jpg 1024w, https:\/\/www.employco.com\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280-540x360.jpg 540w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>With health insurance changes on the horizon, many people are wondering what their next healthcare plan will hold. Currently, there are several costly gaps in traditional healthcare plans which could end up costing you and your family thousands of dollars.<\/p>\n<p>Rob Wilson, President of Employco USA, says, \u201cIt\u2019s important to be aware of these costly gaps so that you can purchase additional healthcare coverage if necessary.\u201d<\/p>\n<p>Here are the gaps to keep your eye on:<\/p>\n<ol>\n<li>Mental health. \u201cThe National Alliance on Mental Illness (NAMI) just reported that there are \u2018too many gaps\u2019 in mental healthcare coverage, and they say that the stigma of treating mental illness has led many people to not receive the coverage that they need. Only one in four people has insurance which covers mental health, and they were 2.5 times more likely to struggle with finding a mental healthcare provider that they could afford compared to finding a healthcare provider for their physical health.\u201d<\/li>\n<li>Substance abuse. \u201cWe know that substance abuse is a huge issue in our society, and most people need help to quit. However, finding therapists who accept a patient\u2019s particular insurance is a huge issue, as is the fact that out-of-pocket costs are sky-high.\u201d<\/li>\n<li>Emergency room care. \u201cThe president of the American College of Emergency Physicians recently spoke out about the lack of coverage most insurance companies offer for E.R. stays. Additionally, too many people are turning to E.R. visits instead of their regular doctor as they do not have insurance. Emergency room doctors only make up 4 percent of physicians, yet they provide care for 28 percent of all acute care visits and 50 percent of Medicaid visits. Clearly, \u00a0these gaps need to be treated and quickly.\u201d<\/li>\n<\/ol>\n<p>For more on this topic, please contact Rob Wilson at\u00a0<a href=\"mailto:rwilson@thewilsoncompanies.com\">rwilson@thewilsoncompanies.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With health insurance changes on the horizon, many people are wondering what their next healthcare plan will hold. Currently, there are several costly gaps in traditional healthcare plans which could end up costing you and your family thousands of dollars.&hellip;  <\/p>\n<p class=\"more-link\"><a href=\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[8],"tags":[],"class_list":["post-271","post","type-post","status-publish","format-standard","hentry","category-human-resources"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>The Health Insurance Gaps That Could Cost You - Employco Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"The Health Insurance Gaps That Could Cost You - Employco Blog\" \/>\r\n<meta property=\"og:description\" content=\"With health insurance changes on the horizon, many people are wondering what their next healthcare plan will hold. Currently, there are several costly gaps in traditional healthcare plans which could end up costing you and your family thousands of dollars.&hellip; Continue reading &rarr;\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Employco Blog\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Employco\" \/>\r\n<meta property=\"article:published_time\" content=\"2016-12-09T02:29:07+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2017-07-07T19:41:39+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.employco.com\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\r\n\t<meta property=\"og:image:height\" content=\"853\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Employco USA\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@employco\" \/>\r\n<meta name=\"twitter:site\" content=\"@employco\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Employco USA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\"},\"author\":{\"name\":\"Employco USA\",\"@id\":\"https:\/\/www.employco.com\/blog\/#\/schema\/person\/9c5a99be12eccf56ad10d0301c213414\"},\"headline\":\"The Health Insurance Gaps That Could Cost You\",\"datePublished\":\"2016-12-09T02:29:07+00:00\",\"dateModified\":\"2017-07-07T19:41:39+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\"},\"wordCount\":306,\"commentCount\":0,\"image\":{\"@id\":\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/#primaryimage\"},\"thumbnailUrl\":\"http:\/\/192.168.1.62\/blog\/wp-content\/uploads\/2017\/02\/doctor-563428_1280.jpg?w=300\",\"articleSection\":[\"Human Resources\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\",\"url\":\"https:\/\/www.employco.com\/blog\/2016\/12\/08\/the-health-insurance-gaps-that-could-cost-you\/\",\"name\":\"The Health Insurance Gaps That Could Cost You - 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A rising number\u2026","rel":"","context":"In &quot;HR Newsletter&quot;","block_context":{"text":"HR Newsletter","link":"https:\/\/www.employco.com\/blog\/category\/employco-in-the-news\/hr-newsletter\/"},"img":{"alt_text":"Voluntary Benefits Trends to Watch in 2022","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/newsletter\/HR\/Blog\/August2021_Benefits.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.employco.com\/images\/newsletter\/HR\/Blog\/August2021_Benefits.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.employco.com\/images\/newsletter\/HR\/Blog\/August2021_Benefits.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.employco.com\/images\/newsletter\/HR\/Blog\/August2021_Benefits.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.employco.com\/images\/newsletter\/HR\/Blog\/August2021_Benefits.jpg?resize=1050%2C600&ssl=1 3x"},"classes":[]},{"id":2303,"url":"https:\/\/www.employco.com\/blog\/2018\/08\/29\/study-employees-in-the-dark-about-their-healthcare-plans\/","url_meta":{"origin":271,"position":2},"title":"Study: Employees in the Dark About Their Healthcare Plans","author":"Employco USA","date":"August 29, 2018","format":false,"excerpt":"Group employment expert explains new study and how it costs employers big-time A recent study found that 25 percent of employees do not understand the basics of their healthcare plan, while 32 percent are further confused by their plan\u2019s additional benefits. And, 67 percent say that they are given little\u2026","rel":"","context":"In &quot;Affordable Care Act&quot;","block_context":{"text":"Affordable Care Act","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/affordable-care-act\/"},"img":{"alt_text":"Insurance Confusion","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_InsuranceConfusion.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4189,"url":"https:\/\/www.employco.com\/blog\/2022\/08\/31\/benefits-can-save-you-money\/","url_meta":{"origin":271,"position":3},"title":"Benefits Can Save You Money","author":"Employco USA","date":"August 31, 2022","format":false,"excerpt":"Your benefits package is a powerful tool to help your organization and employees achieve their goals, whether they are focusing on fostering wellness, building financial security, or improving work-life balance. 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