{"id":2965,"date":"2020-06-18T18:30:37","date_gmt":"2020-06-18T23:30:37","guid":{"rendered":"https:\/\/www.employco.com\/blog\/?p=2965"},"modified":"2020-06-19T18:36:14","modified_gmt":"2020-06-19T23:36:14","slug":"sba-and-treasury-release-new-ppp-documents","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2020\/06\/18\/sba-and-treasury-release-new-ppp-documents\/","title":{"rendered":"SBA and Treasury Release New PPP Documents"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png\" alt=\"Employco USA, Inc.\" width=\"1800\" height=\"213\" \/><\/p>\n<p><a href=\"https:\/\/www.employco.com\/PDFs\/Coronavirus\/EmploycoBulletin_Coronavirus_06-18-2020.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">BULLETIN<\/a><br \/>\n<strong>June 18, 2020 (UPDATE)<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone \" src=\"https:\/\/www.employco.com\/images\/newsletter\/bulletin\/bulletin_COVID-19.jpg\" alt=\"COVID-19\" width=\"520\" height=\"276\" \/><\/p>\n<p>On June 16th, the U.S. Small Business Administration (SBA) and the Treasury Department released a new set of forgiveness application forms and instructions to help borrowers navigate the Paycheck Protection Program (PPP) loan program. The documents incorporate the changes made through the PPP Flexibility Act passed on June 5th.<\/p>\n<p>Revised PPP Loan Forgiveness Application and Instructions:<\/p>\n<ul>\n<li><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/3245-0407-SBA-Form-3508-PPP-Forgiveness-Application.pdf\" target=\"_&quot;blank&quot;\" rel=\"noopener noreferrer\">Forgiveness Application<\/a> (5 pages)<\/li>\n<li><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP-Loan-Forgiveness-Application-Instructions_1_0.pdf\" target=\"_&quot;blank&quot;\" rel=\"noopener noreferrer\">Application Instructions<\/a> (7 pages)<\/li>\n<\/ul>\n<p>EZ PPP Loan Forgiveness Application and Instructions:<\/p>\n<ul>\n<li><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP-Forgiveness-Application-3508EZ.pdf\" target=\"_&quot;blank&quot;\" rel=\"noopener noreferrer\">EZ Forgiveness Application<\/a> (3 pages)<\/li>\n<li><a href=\"https:\/\/home.treasury.gov\/system\/files\/136\/PPP-Loan-Forgiveness-Application-Form-EZ-Instructions.pdf\" target=\"_&quot;blank&quot;\" rel=\"noopener noreferrer\">EZ Application Instructions<\/a> (4 pages)<\/li>\n<\/ul>\n<p>The EZ form can be used if the borrower:<\/p>\n<ul>\n<li>Is self-employed with no employees; or<\/li>\n<li>Did not reduce employee pay by more than 25%; and did not reduce the number or hours of employees; or<\/li>\n<li>Did not reduce employee pay by more than 25%; and experienced reductions in business activity as a result of health directives related to COVID-19<\/li>\n<\/ul>\n<p><!--more--><\/p>\n<p>The new documents also specify the maximum wage amount to be used by borrowers who are using the new 24-week covered period:<\/p>\n<ul>\n<li>Non-owners:\n<ul>\n<li>$15,385 max for 8-week covered period; or<\/li>\n<li>$46,154 max for 24-week covered period<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>Owners:\n<ul>\n<li>Lesser of $15,385 or 2.5-month equivalent of 2019 pay for 8-week covered period; or<\/li>\n<li>Lesser of $20,833 or 2.5-month equivalent of 2019 pay for 24-week covered period<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>Although not included in the application or instructions, we believe that borrowers pursuing the 24-week covered period will have the ability to submit their forgiveness application after they have exhausted their funds (i.e., the borrower isn\u2019t forced to wait until the end of the 24-week period).<\/p>\n<p>This is based on Secretary Mnuchin sworn testimony at a recent Senate hearing. We anticipate the SBA will officially announce this, along with the maximum employee wage amounts for periods between 8 and 24 weeks, in an upcoming FAQ or similar guidance.<\/p>\n<p>We will continue to monitor any additional developments and deliver updates as necessary. Please <a href=\"mailto:jeisenhut@employco.com?Subject=Bulletin:%20New%20PPP%20Documents\">contact us<\/a> for more information.<\/p>\n<hr \/>\n<p><strong><span style=\"background-color: #fbe071;\">UPCOMING WEBINAR<\/span><\/strong><br \/>\nJoin Employco USA to learn the latest updates from the SBA including the new Paycheck Protection Program (PPP) Loan Forgiveness Application and Instructions.<\/p>\n<p><span style=\"color: #046240;\"><b><span class=\"highlight-green\">New PPP Loan Forgiveness Application &amp; How to Maximize Forgiveness<\/span><\/b><\/span><br \/>\nFriday, June 26th at 11am CT, <a href=\"https:\/\/attendee.gotowebinar.com\/register\/5984492664083882252?source=Blog\" target=\"_blank\" rel=\"noopener noreferrer\"><b>REGISTER HERE<\/b><\/a><\/p>\n<p><a href=\"https:\/\/attendee.gotowebinar.com\/register\/5984492664083882252?source=Blog\" target=\"_blank\" rel=\"noopener noreferrer\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone\" src=\"http:\/\/www.employco.com\/images\/newsletter\/bulletin\/Employco_webinar_06-26-2020.jpg\" alt=\"\" width=\"520\" height=\"575\" \/><\/a><\/p>\n<hr \/>\n<p>Stay up-to-date with the latest material on our coronavirus web page &#8211; dedicated to sharing information about COVID-19 and how it relates to the workplace: <a href=\"https:\/\/www.employco.com\/coronavirus\" target=\"_blank\" rel=\"noopener noreferrer\">https:\/\/www.employco.com\/coronavirus<\/a><\/p>\n<p>Please <a href=\"mailto:jeisenhut@employco.com?Subject=Bulletin:%20Coronavirus\" target=\"_blank\" rel=\"noopener noreferrer\">contact us<\/a> if you have any questions.<\/p>\n<p><a href=\"mailto:jeisenhut@employco.com?Subject=Bulletin:%20Coronavirus\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium\" src=\"https:\/\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Jason-ContactCard.png\" alt=\"Jason Eisenhut\" width=\"520\" height=\"210\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>BULLETIN June 18, 2020 (UPDATE) On June 16th, the U.S. Small Business Administration (SBA) and the Treasury Department released a new set of forgiveness application forms and instructions to help borrowers navigate the Paycheck Protection Program (PPP) loan program. The&hellip;  <\/p>\n<p class=\"more-link\"><a href=\"https:\/\/www.employco.com\/blog\/2020\/06\/18\/sba-and-treasury-release-new-ppp-documents\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[30,7],"tags":[],"class_list":["post-2965","post","type-post","status-publish","format-standard","hentry","category-coronavirus","category-hr-solutions"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>SBA and Treasury Release New PPP Documents - Employco Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.employco.com\/blog\/2020\/06\/18\/sba-and-treasury-release-new-ppp-documents\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"SBA and Treasury Release New PPP Documents - Employco Blog\" \/>\r\n<meta property=\"og:description\" content=\"BULLETIN June 18, 2020 (UPDATE) On June 16th, the U.S. Small Business Administration (SBA) and the Treasury Department released a new set of forgiveness application forms and instructions to help borrowers navigate the Paycheck Protection Program (PPP) loan program. 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The new 11-page document includes references to \"several measures to reduce compliance burdens and simplify the process for borrowers, including:\" Incurred or Paid - Borrowers have increased\u2026","rel":"","context":"In &quot;Coronavirus&quot;","block_context":{"text":"Coronavirus","link":"https:\/\/www.employco.com\/blog\/category\/hr-solutions\/coronavirus\/"},"img":{"alt_text":"Employco USA, Inc.","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_EmploycoWebinar_Header_2020.png?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":3251,"url":"https:\/\/www.employco.com\/blog\/2021\/01\/11\/webinar-updated-guidance-on-the-new-ppp-loan-and-second-draw-requirements\/","url_meta":{"origin":2965,"position":1},"title":"WEBINAR: Updated Guidance on the New PPP Loan and Second Draw Requirements","author":"Employco USA","date":"January 11, 2021","format":false,"excerpt":"Join Employco USA to learn the LATEST UPDATES\u00a0from the SBA including the new Paycheck Protection Program (PPP) guidance, application documents, and important upcoming dates. 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