{"id":324,"date":"2017-03-13T20:30:53","date_gmt":"2017-03-14T01:30:53","guid":{"rendered":"https:\/\/employcoblog.wordpress.com\/?p=324"},"modified":"2021-08-16T10:46:33","modified_gmt":"2021-08-16T15:46:33","slug":"the-truth-about-health-insurance-penalty-within-the-american-health-care-act","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2017\/03\/13\/the-truth-about-health-insurance-penalty-within-the-american-health-care-act\/","title":{"rendered":"The Truth About Health Insurance Penalty Within the American Health Care Act"},"content":{"rendered":"

Group health insurance expert weighs in<\/em><\/p>\n

\"AmericanThe American Health Care Act is President Trump\u2019s answer to President Obama\u2019s hotly-debated Affordable Care Act. While many political experts are excited about the new plan, others wonder if the proposed penalty is similar in nature to the dreaded Obamacare penalties, which many complained laid an undue financial hardship on those least able to foot the bill.<\/p>\n

Rob Wilson, group health insurance expert and President of Employco USA, says, \u201cPresident Trump\u2019s plan is exciting for employers for many reasons, including the removal of the taxes, the mandate penalties and the subsidies that were a cornerstone of Obamacare. As for the new proposed penalty, it only applies to anyone who opts to go without insurance for longer than 63 days and then desires to resume coverage.\u201d<\/p>\n

The purpose of this penalty, Wilson explains, is to keep people from dropping in out and of the market. However, it also allows for healthy individuals to opt not to buy a healthcare plan if they so desire.<\/p>\n

\u201cPart of the problem with Obamacare was that it forced people to buy coverage even when they did not need it or use it,\u201d says Wilson. \u201cUnder President Trump\u2019s plan, people can opt to buy insurance only when they actually need it. Even if a person were to take a penalty for not buying insurance and retaining it, it would still amount to less under The American Health Care Act than Affordable Care Act, so Americans still save big.\u201d<\/p>\n

For more on this topic, please contact Rob Wilson at\u00a0rwilson@thewilsoncompanies.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Group health insurance expert weighs in The American Health Care Act is President Trump\u2019s answer to President Obama\u2019s hotly-debated Affordable Care Act. While many political experts are excited about the new plan, others wonder if the proposed penalty is similar… <\/p>\n

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