{"id":329,"date":"2017-03-21T17:24:15","date_gmt":"2017-03-21T22:24:15","guid":{"rendered":"https:\/\/employcoblog.wordpress.com\/?p=329"},"modified":"2017-07-07T14:38:49","modified_gmt":"2017-07-07T19:38:49","slug":"the-age-penalty-in-the-gop-health-bill-will-seniors-be-stuck-with-a-bigger-bill","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2017\/03\/21\/the-age-penalty-in-the-gop-health-bill-will-seniors-be-stuck-with-a-bigger-bill\/","title":{"rendered":"The Age Penalty in the GOP Health Bill: Will Seniors be Stuck with a Bigger Bill?"},"content":{"rendered":"

Group employment insurance expert weighs in<\/em><\/p>\n

\"\"Many Americans are upset that older people are going to face a \u2018age penalty\u2019 under President Trump\u2019s healthcare plan, but not everyone sees the situation as problematic. In fact, some experts think that it won\u2019t be the unfair cost that Americans fear it will be.<\/p>\n

Rob Wilson, President of Employco USA and group employment insurance expert says, \u201cFor many years, insurers have been able to charge older people higher premiums, as it is understood that they will generally have higher health costs and require more doctor\u2019s visits. This reality has been folded into insurance costs for older people for a significant period of time, so President Trump\u2019s so-called age penalty won\u2019t be changing things too much. The only difference is that Obamacare only allowed insurers to charge older folks three times as much as they what they would charge other people for the same coverage, whereas President Trump\u2019s plan allows for them to charge up to five times as much.\u201d<\/p>\n

Still, Wilson doesn\u2019t believe that this means that millennials will be getting a free ride, as he explains that President Trump\u2019s \u00a0\u201ccontinuous health insurance coverage incentive\u201d will hit younger people the hardest.<\/p>\n

\u201cYounger people are disproportionately likely to suffer a lapse in insurance coverage,\u201d says Wilson. \u201cAnd President Trump is asking that people who drop in and out of the insurance market be faced with penalties for doing so. This continuous coverage incentive applies to anyone who opts to go without insurance for longer than 63 days and then desires to resume coverage. The idea is that young people can\u2019t cherry-pick when they want insurance, leaving older folks stuck with a hefty bill.\u201d<\/p>\n

For more on this topic, please contact Rob Wilson at\u00a0rwilson@thewilsoncompanies.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Group employment insurance expert weighs in Many Americans are upset that older people are going to face a \u2018age penalty\u2019 under President Trump\u2019s healthcare plan, but not everyone sees the situation as problematic. In fact, some experts think that it… <\/p>\n

Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[5,6],"tags":[],"class_list":["post-329","post","type-post","status-publish","format-standard","hentry","category-employee-benefits","category-health-insurance"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"\r\nThe Age Penalty in the GOP Health Bill: Will Seniors be Stuck with a Bigger Bill? - Employco Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.employco.com\/blog\/2017\/03\/21\/the-age-penalty-in-the-gop-health-bill-will-seniors-be-stuck-with-a-bigger-bill\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"The Age Penalty in the GOP Health Bill: Will Seniors be Stuck with a Bigger Bill? - Employco Blog\" \/>\r\n<meta property=\"og:description\" content=\"Group employment insurance expert weighs in Many Americans are upset that older people are going to face a \u2018age penalty\u2019 under President Trump\u2019s healthcare plan, but not everyone sees the situation as problematic. 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