{"id":3707,"date":"2021-11-23T16:12:14","date_gmt":"2021-11-23T22:12:14","guid":{"rendered":"https:\/\/www.employco.com\/blog\/?p=3707"},"modified":"2021-11-23T16:12:14","modified_gmt":"2021-11-23T22:12:14","slug":"tis-the-season-for-health-insurance-renewals-prices-to-skyrocket-for-employers-in-2022","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2021\/11\/23\/tis-the-season-for-health-insurance-renewals-prices-to-skyrocket-for-employers-in-2022\/","title":{"rendered":"\u2018Tis the Season for Health Insurance Renewals: Prices to Skyrocket for Employers in 2022"},"content":{"rendered":"

Human resources expert Rob Wilson weighs in\u00a0 <\/em><\/p>\n

\"Prices\u2018Tis the season to get new health insurance rates! Rates are dramatically on the rise, with some companies seeing increases in premiums from 20 to 40 percent. Due to COVID\u2019s impact, hospitals need to pay their workers more than ever before, just to retain employees and ensure that they stay staffed. And, supply chain issues mean price increases across the board, even in the healthcare industry.<\/p>\n

Here is what employers need to know:<\/p>\n

\u201cInflation is higher now than it has been in years,\u201d says Rob Wilson, President of Employco USA and group health insurance expert. \u201cWages are going up, benefits are going up, taxes are going up. Businesses are already stretched to their utter limit. And health insurance companies are hedging their bets for all the upcoming claims coming up in 2022.\u201d<\/p>\n

<\/p>\n

Wilson says that everyone who put off their elective procedures due to COVID are now heading back to the hospital in 2022. And health insurance companies will be looking to customers to help carry this financial burden.<\/p>\n

\u201cWe are also expecting prescription medicines to continue to increase. And with 2 new COVID pills hitting the market, we know that the number of employees seeking prescriptions or additional prescriptions will hit record highs. While COVID prescriptions are great news for patients and the world at large, it does mean that medical plans are going to be picking up those costs, and then looking at customers to do the same,\u201d says the human resources expert.<\/p>\n

So what can employers do to cut costs and combat these soaring health insurance prices?<\/p>\n

\u201cLook at narrower networks,\u201d says Wilson. \u201cIf you\u2019re in a fully insured plan, check out a smaller core network which offers less providers to save money. You can also look at spousal surcharges in which you institute an additional cost on employees with working spouses who could access health insurance at their own places of work.\u201d<\/p>\n

Auditing dependents is also a good idea.<\/p>\n

\u201cIt can be a pain, but asking employees to provide things like birth certificates and marriage certificates will help to ascertain that every dependent is legitimate and that you\u2019re not paying for a fianc\u00e9e or a child who has aged out of the plan,\u201d says Wilson.<\/p>\n

Wilson also suggests considering a surcharge for employees who smoke, or for those who won\u2019t get the COVID vaccine.<\/p>\n

You can also communicate to employees that preventative care is essential.<\/p>\n

\u201cFlu shots, COVID vaccines, routine care,\u201d says Wilson. \u201cThese are all key to keeping people healthy and preventing big costs down the road. Anything you can do to keep your staff healthy is good for them as well as the company at large.\u201d<\/p>\n

For more on this topic, please contact Rob Wilson at\u00a0rwilson@thewilsoncompanies.com<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"

Human resources expert Rob Wilson weighs in\u00a0 \u2018Tis the season to get new health insurance rates! Rates are dramatically on the rise, with some companies seeing increases in premiums from 20 to 40 percent. Due to COVID\u2019s impact, hospitals need… <\/p>\n

Continue reading →<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[30,6],"tags":[],"class_list":["post-3707","post","type-post","status-publish","format-standard","hentry","category-coronavirus","category-health-insurance"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"\r\n\u2018Tis the Season for Health Insurance Renewals: Prices to Skyrocket for Employers in 2022 - Employco Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.employco.com\/blog\/2021\/11\/23\/tis-the-season-for-health-insurance-renewals-prices-to-skyrocket-for-employers-in-2022\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"\u2018Tis the Season for Health Insurance Renewals: Prices to Skyrocket for Employers in 2022 - Employco Blog\" \/>\r\n<meta property=\"og:description\" content=\"Human resources expert Rob Wilson weighs in\u00a0 \u2018Tis the season to get new health insurance rates! 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With all the\u00a0cutbacks and troubling economic\u00a0news employers have had to contend with\u00a0lately, the option of varied benefits choices\u00a0is a welcome one. The variety of plan\u2026","rel":"","context":"In "Employee Benefits"","block_context":{"text":"Employee Benefits","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/"},"img":{"alt_text":"Rob Wilson President Employco Group","src":"https:\/\/i0.wp.com\/192.168.1.62\/blog\/wp-content\/uploads\/2016\/05\/reviewing-renewal-options-dec08-rwilson.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":2337,"url":"https:\/\/www.employco.com\/blog\/2018\/09\/26\/the-senate-will-soon-vote-on-reversing-a-critical-part-of-obamacare\/","url_meta":{"origin":3707,"position":1},"title":"The Senate Will Soon Vote on Reversing a Critical Part of Obamacare","author":"Employco USA","date":"September 26, 2018","format":false,"excerpt":"Group employment expert explains upcoming vote on H.R. 3798 and why it\u2019s a shame that more Americans aren\u2019t aware of this crucial bill The Senate could vote this week on a bill which would take apart a good deal of President Obama\u2019s Affordable Care Act, including a key piece of\u2026","rel":"","context":"In "Affordable Care Act"","block_context":{"text":"Affordable Care Act","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/affordable-care-act\/"},"img":{"alt_text":"ACA","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_ACA.png?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":31,"url":"https:\/\/www.employco.com\/blog\/2015\/06\/23\/why-obamacare-means-americans-need-2-jobs-to-stay-afloat\/","url_meta":{"origin":3707,"position":2},"title":"Why Obamacare Means Americans Need 2 Jobs to Stay Afloat","author":"Employco USA","date":"June 23, 2015","format":false,"excerpt":"Employment Expert Explains Why Obamacare Has Led To Job Losses And Slashed Hours Under the Affordable Care Act, companies with 50 or more employees are required to provide health insurance to their staff if these employees work 30 hours or more a week. 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In fact, many Americans are still choosing not\u2026","rel":"","context":"In "Affordable Care Act"","block_context":{"text":"Affordable Care Act","link":"https:\/\/www.employco.com\/blog\/category\/employee-benefits\/affordable-care-act\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_HealthcareACA.jpg?resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_HealthcareACA.jpg?resize=350%2C200 1x, https:\/\/i0.wp.com\/www.employco.com\/images\/blog\/Blog_HealthcareACA.jpg?resize=525%2C300 1.5x"},"classes":[]},{"id":5567,"url":"https:\/\/www.employco.com\/blog\/2024\/10\/29\/podcast-navigating-health-insurance-renewals\/","url_meta":{"origin":3707,"position":5},"title":"Podcast: Navigating Health Insurance Renewals","author":"Employco USA","date":"October 29, 2024","format":false,"excerpt":"Join Rob, Scott, and Jason in this month\u2019s HR podcast as they break down critical topics surrounding benefits, renewal increases, and open enrollment. 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