{"id":6307,"date":"2026-06-03T13:03:07","date_gmt":"2026-06-03T18:03:07","guid":{"rendered":"https:\/\/www.employco.com\/blog\/?p=6307"},"modified":"2026-06-03T13:03:09","modified_gmt":"2026-06-03T18:03:09","slug":"hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2026\/06\/03\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\/","title":{"rendered":"HR Chat w\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help"},"content":{"rendered":"<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"lyte-wrapper\" title=\"HR Chat w\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help\" style=\"width:640px;max-width:100%;margin:5px auto;\"><div class=\"lyMe hidef\" id=\"WYL_Q0xx5-zNsiA\" itemprop=\"video\" itemscope itemtype=\"https:\/\/schema.org\/VideoObject\"><div><meta itemprop=\"thumbnailUrl\" content=\"https:\/\/www.employco.com\/blog\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FQ0xx5-zNsiA%2Fmaxresdefault.jpg\" \/><meta itemprop=\"embedURL\" content=\"https:\/\/www.youtube.com\/embed\/Q0xx5-zNsiA\" \/><meta itemprop=\"duration\" content=\"PT4M59S\" \/><meta itemprop=\"uploadDate\" content=\"2026-06-03T17:52:42Z\" \/><\/div><div id=\"lyte_Q0xx5-zNsiA\" data-src=\"https:\/\/www.employco.com\/blog\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FQ0xx5-zNsiA%2Fmaxresdefault.jpg\" class=\"pL\"><div class=\"tC\"><div class=\"tT\" itemprop=\"name\">HR Chat w\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help<\/div><\/div><div class=\"play\"><\/div><div class=\"ctrl\"><div class=\"Lctrl\"><\/div><div class=\"Rctrl\"><\/div><\/div><\/div><noscript><a href=\"https:\/\/youtu.be\/Q0xx5-zNsiA\" rel=\"nofollow\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.employco.com\/blog\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FQ0xx5-zNsiA%2F0.jpg\" alt=\"HR Chat w\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help\" width=\"640\" height=\"340\" \/><br \/>Watch this video on YouTube<\/a><\/noscript><meta itemprop=\"description\" content=\"Questions on this topic? https:\/\/www.employco.com\/contact\"><\/div><\/div><div class=\"lL\" style=\"max-width:100%;width:640px;margin:5px auto;\"><\/div><figcaption><\/figcaption><\/figure>\n\n\n<p>Rising costs for essentials like housing, groceries, and fuel are forcing many employees to make difficult financial decisions, including reducing contributions to their retirement plans.<\/p>\n\n\n\n<p>In this HR Chat, Rob and Jason discuss recent trends showing workers saving less for retirement, the growing use of 401(k) loans, and how employers can support employees through retirement education and financial wellness resources.<\/p>\n\n\n\n<p>Contact <a href=\"mailto:hr@employco.com\">hr@employco.com<\/a> to discuss employee benefits, retirement plans, financial wellness initiatives, or other HR support needs.<\/p>\n\n\n\n<p>Schedule a <a href=\"https:\/\/calendly.com\/gwilson-employco\" target=\"_blank\" rel=\"noreferrer noopener\">15-minute call<\/a> with <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#046240\" class=\"has-inline-color\">Griffen Wilson<\/mark><\/strong> for more information on our services.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Rising costs for essentials like housing, groceries, and fuel are forcing many employees to make difficult financial decisions, including reducing contributions to their retirement plans. In this HR Chat, Rob and Jason discuss recent trends showing workers saving less for&hellip;  <\/p>\n<p class=\"more-link\"><a href=\"https:\/\/www.employco.com\/blog\/2026\/06\/03\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[32],"tags":[],"class_list":["post-6307","post","type-post","status-publish","format-standard","hentry","category-hr-chat"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>HR Chat w\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help - Employco Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.employco.com\/blog\/2026\/06\/03\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"HR Chat w\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help - Employco Blog\" \/>\r\n<meta property=\"og:description\" content=\"Rising costs for essentials like housing, groceries, and fuel are forcing many employees to make difficult financial decisions, including reducing contributions to their retirement plans. In this HR Chat, Rob and Jason discuss recent trends showing workers saving less for&hellip; Continue reading &rarr;\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.employco.com\/blog\/2026\/06\/03\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Employco Blog\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/Employco\" \/>\r\n<meta property=\"article:published_time\" content=\"2026-06-03T18:03:07+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-06-03T18:03:09+00:00\" \/>\r\n<meta name=\"author\" content=\"Employco USA\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@employco\" \/>\r\n<meta name=\"twitter:site\" content=\"@employco\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Employco USA\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.employco.com\\\/blog\\\/2026\\\/06\\\/03\\\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.employco.com\\\/blog\\\/2026\\\/06\\\/03\\\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\\\/\"},\"author\":{\"name\":\"Employco USA\",\"@id\":\"https:\\\/\\\/www.employco.com\\\/blog\\\/#\\\/schema\\\/person\\\/9c5a99be12eccf56ad10d0301c213414\"},\"headline\":\"HR Chat w\\\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help\",\"datePublished\":\"2026-06-03T18:03:07+00:00\",\"dateModified\":\"2026-06-03T18:03:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.employco.com\\\/blog\\\/2026\\\/06\\\/03\\\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\\\/\"},\"wordCount\":110,\"articleSection\":[\"HR Chat\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.employco.com\\\/blog\\\/2026\\\/06\\\/03\\\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\\\/\",\"url\":\"https:\\\/\\\/www.employco.com\\\/blog\\\/2026\\\/06\\\/03\\\/hr-chat-w-employco-usa-workers-cut-retirement-savings-ask-employers-for-help\\\/\",\"name\":\"HR Chat w\\\/Employco USA: Workers Cut Retirement Savings, Ask Employers for Help - 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