{"id":6415,"date":"2026-10-13T14:18:30","date_gmt":"2026-10-13T19:18:30","guid":{"rendered":"https:\/\/www.employco.com\/blog\/?p=6415"},"modified":"2026-10-13T14:18:34","modified_gmt":"2026-10-13T19:18:34","slug":"hr-chat-w-employco-usa-offering-medical-opt-out-payments","status":"publish","type":"post","link":"https:\/\/www.employco.com\/blog\/2026\/10\/13\/hr-chat-w-employco-usa-offering-medical-opt-out-payments\/","title":{"rendered":"HR Chat w\/Employco USA: Offering Medical Opt-Out Payments"},"content":{"rendered":"<figure class=\"wp-block-embed-youtube wp-block-embed is-type-video is-provider-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"lyte-wrapper\" title=\"HR Chat w\/Employco USA: Offering Medical Opt-Out Payments\" style=\"width:640px;max-width:100%;margin:5px auto;\"><div class=\"lyMe hidef\" id=\"WYL_IApq6D80chw\" itemprop=\"video\" itemscope itemtype=\"https:\/\/schema.org\/VideoObject\"><div><meta itemprop=\"thumbnailUrl\" content=\"https:\/\/www.employco.com\/blog\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FIApq6D80chw%2Fmaxresdefault.jpg\" \/><meta itemprop=\"embedURL\" content=\"https:\/\/www.youtube.com\/embed\/IApq6D80chw\" \/><meta itemprop=\"duration\" content=\"PT3M25S\" \/><meta itemprop=\"uploadDate\" content=\"2026-10-13T17:53:48Z\" \/><\/div><div id=\"lyte_IApq6D80chw\" data-src=\"https:\/\/www.employco.com\/blog\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FIApq6D80chw%2Fmaxresdefault.jpg\" class=\"pL\"><div class=\"tC\"><div class=\"tT\" itemprop=\"name\">HR Chat w\/Employco USA: Offering Medical Opt-Out Payments<\/div><\/div><button tabindex=\"0\" class=\"play\"><\/button><div class=\"ctrl\"><div class=\"Lctrl\"><\/div><div class=\"Rctrl\"><\/div><\/div><\/div><noscript><a href=\"https:\/\/youtu.be\/IApq6D80chw\" rel=\"nofollow\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.employco.com\/blog\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FIApq6D80chw%2F0.jpg\" alt=\"HR Chat w\/Employco USA: Offering Medical Opt-Out Payments\" width=\"640\" height=\"340\" \/><br \/>Watch this video on YouTube<\/a><\/noscript><meta itemprop=\"description\" content=\"Questions on this topic? https:\/\/www.employco.com\/contact\"><\/div><\/div><div class=\"lL\" style=\"max-width:100%;width:640px;margin:5px auto;\"><\/div><figcaption><\/figcaption><\/figure>\n\n\n<p class=\"wp-block-paragraph\">Medical opt-out payments can help employers manage rising healthcare costs by offering an incentive to employees who have health coverage elsewhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this HR Chat, Rob and Jason discuss how opt-out payments work, potential cost savings, and key considerations involving proof of other coverage, tax treatment, and Section 125 plan documentation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Contact <a href=\"mailto:hr@employco.com\">hr@employco.com<\/a> to discuss medical opt-out payments or other HR support needs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Schedule a <a href=\"https:\/\/calendly.com\/gwilson-employco\" target=\"_blank\" rel=\"noreferrer noopener\">15-minute call<\/a> with <strong><mark style=\"background-color:rgba(0, 0, 0, 0);color:#046240\" class=\"has-inline-color\">Griffen Wilson<\/mark><\/strong> for more information on our services.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Medical opt-out payments can help employers manage rising healthcare costs by offering an incentive to employees who have health coverage elsewhere. In this HR Chat, Rob and Jason discuss how opt-out payments work, potential cost savings, and key considerations involving&hellip;  <\/p>\n<p class=\"more-link\"><a href=\"https:\/\/www.employco.com\/blog\/2026\/10\/13\/hr-chat-w-employco-usa-offering-medical-opt-out-payments\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[32],"tags":[],"class_list":["post-6415","post","type-post","status-publish","format-standard","hentry","category-hr-chat"],"featured_image_src":null,"author_info":{"display_name":"Employco USA","author_link":"https:\/\/www.employco.com\/blog\/author\/employcousa\/"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>HR Chat w\/Employco USA: Offering Medical Opt-Out Payments - Employco Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.employco.com\/blog\/2026\/10\/13\/hr-chat-w-employco-usa-offering-medical-opt-out-payments\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_US\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"HR Chat w\/Employco USA: Offering Medical Opt-Out Payments - Employco Blog\" \/>\r\n<meta property=\"og:description\" content=\"Medical opt-out payments can help employers manage rising healthcare costs by offering an incentive to employees who have health coverage elsewhere. 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They discuss worsening conditions, the impact on the level of claims and health costs, tips for employers,\u2026","rel":"","context":"In &quot;HR Chat&quot;","block_context":{"text":"HR Chat","link":"https:\/\/www.employco.com\/blog\/category\/human-resources\/hr-chat\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/img.youtube.com\/vi\/2aWAIUAAoMQ\/0.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4399,"url":"https:\/\/www.employco.com\/blog\/2022\/12\/15\/hr-chat-w-employco-usa-transparency-in-coverage-rule-for-2023\/","url_meta":{"origin":6415,"position":1},"title":"HR Chat w\/Employco USA: Transparency in Coverage Rule for 2023","author":"Employco USA","date":"December 15, 2022","format":false,"excerpt":"https:\/\/www.youtube.com\/watch?v=MVPeJchjXvU In this video, Rob and Jason discuss the Transparency in Coverage rule that is taking effect on January 1st, 2023. 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