Group health insurance expert explains why so many Americans are going without health insurance
The Affordable Care Act was supposed to bring healthcare to millions of Americans who could not afford it, but critics say that the healthcare law was a failure. In fact, many Americans are still choosing not to purchase healthcare, including those who are considered middle-class.
“Surprisingly as it might sound, it isn’t people with low-wage jobs who can’t afford to buy healthcare in our current market,” says Rob Wilson, President of Employco USA and group health insurance expert. “Due to President Obama’s changes to healthcare law, healthy people and middle-class people suddenly found themselves looking at a steep uptick in prices, and not every family can stand to foot that bill.”
While it is true that the Affordable Care Act helped to lower health insurance costs for people in the lower-income brackets, the result is that other people, such as those in middle-class income brackets, have had to pick up the slack.
“We are looking at big premium increases right now,” says Wilson. “And all it takes is a difference of $10 an hour to find yourself no longer eligible for the federal subsidy to cover healthcare costs.”
Wilson says that the reality is that buying your own individual health plans as a middle class individual or family is becoming too exorbitant, and this won’t change until ACA has been rolled back even further.
“Right now, the health insurance companies have all the power, and we need to put that power back in the hands of the consumer,” says Wilson.
For more on this topic, please contact Rob Wilson at firstname.lastname@example.org.