Rob Wilson on Business for Breakfast: Why So Many Americans Are Still Opting out of Health Insurance

Rob Wilson discusses why so many Americans are going without health insurance on a segment of Business for Breakfast (Money Radio).

Read more on this topic here:
http://www.employco.com/blog/2018/03/26/many-americans-still-opting-health-insurance/

Contact us with any questions you may have, we’re here to help: hr@employco.com

Employco USA Hires a Senior Commercial Account Manager

A human resource and employment solutions firm, Employco USA is pleased to announce the growing expansion of its staff.

Employco’s newest team member:

Megan ChamberlinMegan Chamberlin, Senior Commercial Account Manager – in this blended role, a portion of Megan’s time will focus on coordinating the workers’ compensation plans for Employco and its clients and assisting with the underwriting process prior to submission to carriers. Megan’s remaining time will focus on the ongoing management of Corporate Risk Management’s commercial clients, retention of new and renewal clients, and maintaining a partnership with the producers to support business development activities while upholding high service standards.

“I’m very excited to be joining the Employco family at a time in my life when changes are both intimidating and refreshing. The feeling I enjoyed during the interview process gives me confidence that this is just the beginning of great new relationships and experiences in my career with the company.” – Megan Chamberlin

For more on this topic, please contact Rob Wilson at rwilson@thewilsoncompanies.com.

New Study: Actually, Robots Won’t Take Our Jobs

Employment trends expert explains new findings and whether humans should fear being replaced by A.I.

A new study suggests that previous findings regarding job automation predictions might have been way off. The Organisation for Economic Co-operation and Development (OECD) says that fears over artificial intelligence stealing jobs might be overstated.

“The findings from the OECD are helping to reassure some workers who feared that they were going to be replaced by robots in the next 20 years,” says Rob Wilson, President of Employco USA and employment trends expert. “These researchers are now saying that previous numbers were overstated and did not take into account different types of jobs which fall under the same name and title.”

In other words, says Wilson, previous studies regarding job automation may have been too broad. In fact, when it comes to considering the risks of artificial intelligence’s impact on the workforce and our economy, Wilson says we need to break down the numbers as much as possible.

“The fact remains that earlier findings show that fast-food workers could be at serious risk of losing their jobs to robots in the next several years. Another recent study found that each new robot added per 1,000 workers causes wages to drop in the surrounding area by around 0.25 and 0.5 percent,” says Wilson. “We can clearly see that in specific industries, the impact of automation cannot be overstated.”

Wilson says minimum wage hikes could also make robots the preferred option for employers. “Robots don’t need raises,” he says. “They don’t need healthcare or sick days. For employers who are looking down the barrel of ever-increasing business costs, robots are a cost-saving option in the long-run.”

The employment trends expert also points to a new study which highlighted the fact that Seattle workers lost $129 a month on average after the city’s minimum wage was increased to $15.

“Higher wages sound like a boon for employees, until you realize that employers simply cannot keep pace with these increased costs,” says Wilson. “As a result, they cut staff, limit hours…and consider new technology like automation to replace workers. This is just the beginning of a very disturbing new trend which could lead millions to end up out of work.”

For more on this topic, please contact Rob Wilson at rwilson@thewilsoncompanies.com.

Webinar: Employee Engagement

Jason Eisenhut, Vice President of Human Resources for Employco USA, recently joined Jim Wurm of the EACA (Exhibitor Appointed Contractor Association) for a webinar on “Employee Engagement.”

Check out the recorded webcast to learn how this workplace approach can result in: all members of an organization giving their best each day, as well as remaining motivated to contribute to the company’s overall success and value.

Why So Many Americans Are Still Opting out of Health Insurance

Group health insurance expert explains why so many Americans are going without health insurance

The Affordable Care Act was supposed to bring healthcare to millions of Americans who could not afford it, but critics say that the healthcare law was a failure. In fact, many Americans are still choosing not to purchase healthcare, including those who are considered middle-class.

“Surprisingly as it might sound,  it isn’t people with low-wage jobs who can’t afford to buy healthcare in our current market,” says Rob Wilson, President of Employco USA and group health insurance expert. “Due to President Obama’s changes to healthcare law, healthy people and middle-class people suddenly found themselves looking at a steep uptick in prices, and not every family can stand to foot that bill.”

While it is true that the Affordable Care Act helped to lower health insurance costs for people in the lower-income brackets, the result is that other people, such as those in middle-class income brackets, have had to pick up the slack.

“We are looking at big premium increases right now,” says Wilson. “And all it takes is a difference of $10 an hour to find yourself no longer eligible for the federal subsidy to cover healthcare costs.”

Wilson says that the reality is that buying your own individual health plans as a middle class individual or family is becoming too exorbitant, and this won’t change until ACA has been rolled back even further.

“Right now, the health insurance companies have all the power, and we need to put that power back in the hands of the consumer,” says Wilson.

For more on this topic, please contact Rob Wilson at rwilson@thewilsoncompanies.com.

Jim Fannin Show: The Constants in Life Determine Your Success

Rob was recently a guest on Jim Fannin’s weekly podcast, The Jim Fannin Show:

“Rob Wilson (President of Employco, USA) joins the show to talk about the essential constants that are a must in the hiring and firing process of every company. This interview provides valuable insights from a world-class expert that could save your company money by avoiding major blunders! If you are a leader in your company, don’t miss this segment.”

Read more and follow the link to listen below:

Can Teachers Be Punished for School Walk-Outs?

Employment/human resources expert talks freedom of speech in the workplace

ClassroomIn the wake of numerous school walk-outs across the country, many students as well as teachers are facing potential consequences for their decision to express their beliefs about the Second Amendment. This begs the question: How much free speech is truly allowed in the workplace, and can you get in trouble for expressing anger about gun control or our President or anything in between?

Rob Wilson, President of Employco USA and H.R. expert says, “In today’s acrimonious political climate, an employee’s right to free speech is a very important topic. Managers around the country need to become aware of what speech is legally protected in the workplace and what steps they should take to tighten up policies regarding political discourse in the office.”

Here, Wilson outlines what employers and employees need to know:

  • Employees’ rights are quite limited. Wilson says, “Unless you work for a state or federal employer, you do not have legal protections when it comes to expressing your views. Whether you are pro-Trump or pro-gun control, if you work for a private employer, you are not promised the right to share your views without impunity.”
  • Few states make it illegal to discriminate against an employee based on their political affiliation. “Only a handful of states expressly state that employers are not allowed to discriminate based on an employee’s political views,” says Wilson. “And only two states make it illegal to discriminate against an employee’s ‘lawful conduct outside of work.’”

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313,000 Jobs Added in February, But What Does that Mean for the Average American?

Jobs

Employment trends expert breaks down the numbers from Friday’s jobs report

After a pleasantly shocking jobs report on Friday, employment experts are now saying that the United States is at ‘full employment.’ But, what does this mean for Americans, and are the numbers really as good as they seem?

“February’s jobs report is a solid sign that our economy is getting stronger,” says Rob Wilson, president of Employco USA and employment trends expert. “Not only were 313,000 jobs added in a variety of low, middle, and high-wage industries, but we also saw an influx of hundreds of thousands of people rejoining the job market. This is huge news, as there had been fears that our workforce was depleted and that many Americans were simply opting to not seek employment.”

However, the employment expert explains that some people might be misled by the news that America is now at ‘full employment.’

“Full employment does not mean that every American has a job,” says Wilson. “Full employment is a term that economists use to describe optimal employment, when unemployment is at the lowest possible level without causing an unhealthy rebound of inflation in which employers have to compete too intensely for workers and bump up wages too quickly.”

In other words, our current economy is one that is optimal for both workers and employers.

Wilson says, “2018 is already off to an incredible start. We have added an average of 276,000 jobs a month, compared to 182,000 in 2017, and this growth shows no signs of stopping.”

For more on this topic, please contact Rob Wilson at rwilson@thewilsoncompanies.com.