HR Chat w/Employco USA: Health Plan Carve-outs, Surcharges, and Incentives for Working Spouses

With health insurance renewals reaching some of the highest increases in over a decade, many employers are turning to creative strategies to manage rising costs, including working-spouse surcharges, carve-outs, and incentive programs.

In this HR Chat, Rob and Jason break down how these approaches work and what employers should consider when evaluating spousal coverage options.

Contact hr@employco.com to learn how your company can navigate rising health care costs and keep benefits competitive in 2026.

Schedule a 15-minute call with Griffen Wilson for more information on our services.

HR Newsletter: Religious Accommodations

EEOC

The U.S. Equal Employment Opportunity Commission (EEOC) is responsible for enforcing federal equal employment opportunity (EEO) laws, including Title VII of the Civil Rights Act (Title VII). Title VII requires employers to provide reasonable accommodations for an employee’s and applicant’s sincerely held religious beliefs. Failure to provide reasonable accommodations can have significant consequences for employers, including costly litigation and claims, and decreased employee morale.

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HR Newsletter: Overlap Between FMLA and Workers’ Compensation

HR Newsletter: Overlap Between FMLA and Workers’ Compensation

When employees are injured or become ill on the job, they may be covered by various laws. For example, workers’ compensation is a form of insurance that provides financial assistance, medical care and other benefits for employees who are injured or disabled on the job. Also, the federal Family and Medical Leave Act (FMLA) provides eligible employees up to 12 workweeks of unpaid, job-protected leave a year for various reasons, including medical leave when an employee is unable to work because of a serious health condition. A workers’ compensation injury that requires hospitalization or incapacitates an employee for more than three days and requires continuing treatment by a health care provider generally qualifies as a serious health condition under the FMLA.

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(CGTN America) Is AI Good or Bad for Us Jobs?

Rob Wilson, President of Employco USA, joins Owen Fairclough of CGTN America to discuss how artificial intelligence is reshaping U.S. jobs and the broader workforce landscape.

“From Amazon to Walmart, artificial intelligence is simultaneously transforming and eliminating U.S. jobs at an astonishing rate. That’s great for investors who see bigger profits from leaner companies with lower costs from smaller workforces. But it’s also raising anxiety among employees, as well as urgent questions that policymakers need to address about the impact of AI. Owen Fairclough reports.”

Watch here: https://youtu.be/YiJemUHBqpw?si=lxyrlTcLSb23jqR-

Contact hr@employco.com to learn how Employco USA helps employers navigate workforce challenges.

HR Newsletter: Workplace Impact of the Growing Gig Economy

HR Newsletter: Workplace Impact of the Growing Gig Economy

The gig economy is a system in which organizations engage individuals, often through digital platforms or intermediaries, for temporary or task-based work, rather than relying solely on full- and part-time employees. It’s quickly becoming a key component of the world economy. Organizations are increasingly turning to gig workers to meet labor demands, especially as they navigate shrinking budgets and evolving workforce expectations.

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